Welcome to Playing with F.I.R.E (Financial Independence Retire Early)! My name is Michael and I am on a journey towards financial independence.
Originally from New Zealand and now living in Ireland, I am happily married and a father of three boys!
In 2017 I made the decision to start to journey towards financial freedom. I was sick of selling my time for money and realised that through the power of compounding interest, I could work towards financial independence. In 2018 I was able to invest €40,000 towards my portfolio. I am on track to add another €40,000 to my portfolio in 2019.
For me, the most important thing my money can buy is freedom for myself and my family. In 2018 I was able to cut down from full time work to part time. This was my first step towards freeing up my time and seeing a lifestyle change as a result of my decision to chase financial freedom.
I will continue to grow my portfolio on a monthly basis and you can track my progress here. My ultimate goal is to build a portfolio that produces enough monthly income to cover my monthly expenses - at that point, I will be truly financially independent.
Friday, 16th August 2019
In this episode, Michael explores the concept that financial independence is as much about your mindset and enjoying the journey of financial freedom. He suggests that perhaps there is no "pot of gold at the end of the rainbow" and explains why his decision to cut down to part time work was to help enjoy the journey to financial independence. Listen Now
Wednesday, 14th August 2019
In this episode, Michael talks with Rob O'Donohue from the 1% Better Podcast. We discuss many aspects of financial independence, but the big take away from the interview is adapting your lifestyle to start living like your financially independent! Listen Now
Wednesday, 7th August 2019
In this episode, Michael explores the idea around what the information age means to the new way to earn money and challenges some of the traditional conventions, such as the 9-5 working hours, the 8 hour work day, working 5 days a week and working in an office. He challenges the listener to think about their own career choice to ask is there another way that you could be considering to make money? Listen Now
Tuesday, 25th June 2019
Taking your first step into the investing world isn’t going to be as difficult as you might think. I would definitely recommend the peer to peer investing world as a great place to start. Read More
Tuesday, 18th June 2019
Buying a house can be such an emotional decision. Too often, we forget to see the bigger picture – that this is actually going to cost money each month for a very, very long time. Too often we’re quick to make decisions about property for emotional reasons and we don't always factor in those financial reasons. If you’re going to achieve financial independence, the type of house that you’re living in will have a major impact on that. So if you’re looking for housing or trying to get on the property ladder, or if you’re on the ladder and considering an upgrade, then try and think with your head, as well as your heart. Read More
9th August 2019
I needed something with an Irish tax perspective and from a person with kids... At 40 I don't often get giddy but finding your website has brought me close to it. I'm only on eposide 4 but already looking forward to the episodes ahead.
31st July 2019
I was introduced to your podcast by my Dad this morning and have just finished episode 11 this evening. Absolutely fascinating stuff... This certainly burst the bubble of what I'd always believed should be my career and financial goals.